Insurances

At Longmeadow Optical, we accept a number of insurance plans to make getting your eye care more affordable. We do our best to verify your benefits prior to your visit, so please confirm your information upon scheduling your appointment. If any concerns arise when checking this information, we will call to discuss the matter with you. Possible surprises include: needing referrals, an out-of-network provider, or even not being eligible for your benefits. For this reason, make sure to provide us with your best contact information, as well.

 

There are several major insurance networks in which we are a preferred provider. If your card lists being in one of these networks, you are welcome to come to our office for care:

  • Aetna**

  • Carefirst**

  • United Healthcare**

  • Cigna Healthcare

  • PHCS / Multiplan

  • VSP

  • Medicare

 

Other major insurance plans that are a part of the above networks include:

  • OneNet

  • Alliance

  • GoldenRule

  • Coventry / Mail Handlers

  • UMR

  • United Health Integrated Services

  • GEHA

  • Assurant Health

  • Cigna Vision

 

**It is important to know that many medical insurance plans outsource their vision coverage to a third-party vendor. Even though they may sometimes share the name of your medical plan, the particular vision vendor may be something we do not participate with. Examples of these are United Healthcare Vision, Aetna Vision, EyeMed, Davis Vision, Blue Vision, and Clearview Vision, to name some of the common ones.

 

We can only bill your medical insurance if they offer routine vision benefits under the medical policy. Otherwise, you will be obligated to pay out-of-pocket.

 

We will be happy to provide you with an itemized receipt and/or fill out insurance forms so that you may submit an out-of-network claim for reimbursement of your out-of-pocket costs. Our office makes an effort to keep a supply of available claim forms for your convenience, but it is in your best interest to make yourself familiar with your specific insurance's requirements and benefits before your visit.

 

If we do not take your vision plan, or your medical plan does not cover routine eye exams, there is a medical part of the exam that, sometimes, we can bill to medical policies. There will still be a vision portion, called the Refraction, that you will still be responsible for, however. We will discuss this with you prior to your exam to determine the best course of action. Please remember that our relationship with you, not your insurance company. We will fully attempt to help you receive full insurance benefits, but you are personally responsible for your account.

 

In addition to medical and vision insurance plans, we participate in a number of discount programs to reduce your out-of-pocket costs. If you have a discount program not listed below, please tell us what you have and we will try to accomodate you the best that we can. Discount programs we accept are:
 

  • Coast-to-Coast

  • EyeBenefits

  • Cigna Healthy Rewards

 

Please do not hesitate to call our office if you have any questions regarding insurance.

 

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